Our Loans and Credit Services
Empowering your financial journey with MCCB Loan and Credit Services
Solar Energy Loan 
Power your future with affordable financing for solar energy systems and renewable energy solutions.
For purchase and/or installation of solar panels, installation of solar-powered irrigation, and purchase of solar batteries and inverters. |
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Loan up to ₱3 million at 100% project cost financing |
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Payable for up to five (5) years |
Small and Medium-sized Enterprises Loan
Fuel your business growth with flexible financing for working capital, expansion, equipment, and commercial projects.
For working capital in business, additional facilities and equipment, commercial building construction, additional stocks and inventories, and other business-related purposes. |
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Loanable amount is based on Bank’s Single Borrower Limit: Micro (up to ₱3 million); Small (₱3-15 million); and Medium (₱15-100 million) |
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Payable of up to fifteen (15) years |
Agricultural Loan
Cultivate success with financing designed for farmers, agribusinesses, farm improvements, and agricultural production.
For agricultural-related business and crop production, acquisition of equipment and machineries, additional capital for agri-industrial, and farm improvements. |
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Loanable amount is based on cash flows, crop cost, and Bank’s Single Borrower Limit. |
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Payable for up to fifteen (15) years or based on crop maturity. |
Home Loan
Turn your dream home into reality with financing for home acquisition, construction, renovation, or refinancing.
For house and/or lot acquisition, house construction, house renovation, and home loan refinancing or take-out from other banks |
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Loan up to ₱5 million |
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Payable for up to fifteen (15) years for house and/or lot acquisition, construction, and refinancing; and up to ten (10) years for house renovation. |
Jewelry Loan
Get immediate cash using your jewelry as collateral with fast processing and no service charges.
Loan up to ₱300,000.00 or 90% of appraised amount |
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Payable at maturity or lump sum |
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No service charge |
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We also offer buy-out: 100% Pawn Ticket (depending on price of gold) |
Auto Loan
Drive home your brand-new vehicle with convenient financing for conventional, hybrid, and electric cars.
For purchase of brand-new conventional and hybrid/electric vehicles for personal use |
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Loan up to ₱2 million or 80% of purchase price |
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Payable for up to five (5) years for conventional vehicles and three (3) years for hybrid/electric vehicles |
Truck Loan
Expand your business operations with financing for brand-new trucks and commercial vehicles.
For purchase of brand-new trucks or other commercial vehicles for business use |
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Loan up to ₱3.5 million or 80% of purchase price |
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Payable for up to five (5) years |
Motorcycle Loan
Own a brand-new motorcycle with affordable financing and direct dealer payment for added convenience.
For purchase of brand-new motorcycle |
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Loan up to ₱150,000.00 |
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Payable for up to three (3) years |
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Loan proceeds are disbursed directly to the dealer/supplier. |
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Preferred brands: Yamaha, Honda, Kawasaki, and Suzuki. |
Salary Loan
Address your immediate financial needs with quick and accessible financing for life's essential expenses.
For any providential needs such as education, hospitalization, purchase of appliances, etc. |
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Loan up to ₱300,000.00 |
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Payable for up to three (3) years |
Personal Loan
Enjoy flexible financing for personal goals, major expenses, and unexpected financial needs.
For any providential needs such as education, hospitalization, purchase of appliances, etc. |
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Loan up to ₱3 million |
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Payable for up to five (5) years |
Loan Against Hold-Out on Deposit (LAD)
Unlock the value of your time deposit without breaking your savings through convenient collateralized financing.
For working capital, livelihood projects, and other providential needs |
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Loan up to 90% of the face value of Certificate of Time Deposit (CTD) |
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Payable for up to one (1) year |
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Interest rate shall mirror the CTD |
Pension Loan
Access additional funds to support your livelihood projects and everyday financial needs.
For livelihood projects and other providential needs |
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Loan up to ₱150,000.00 |
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Payable for up to eighteen (18) months |
OFW’s and Seaman’s Loan
Empower your plans and investments with financing tailored for overseas Filipino workers and seafarers.
For working capital, livelihood projects, and other providential needs |
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Loan up to ₱1 million |
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Payable for up to five (5) years |
Travel Loan
Strengthen your visa application with financial support designed for travel and migration requirements.
For Visa application |
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Loan up to ₱2 million |
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Payable for up to one (1) year |
