Empowering your financial journey with MCCB Deposits Products, Loans and Credit Services
Savings Account
Opening amount of P100, earns 0.375% p.a.
Current Account
Opening amount of P5,000, earns 0.125% p.a
ATM Account
Opening amount of P100, earns 0.375% p.a.
Time Deposit
MCCB Time Deposit is an investment that provides a higher interest rate at a specified future date.
Payroll Servicing Facility
MCCB is a payroll servicing facility which provides services such as distribution of the payroll and other payroll-related services of the partnering agency via MCCB ATM Card Facility.
Agricultural Loan
- For Agricultural related business and crop production.
- For Equipment's and Machineries
- For Additional Capital
- For Agri-industrial
- For Farm improvements
Auto/Truck Loan
- For Purchase of Brand New & Secondhand Vehicles and Trucks for Personal & Business Use
- Loan amount up to P 3,500,000.00
- Brand New Truck ( maximum 5 years)
- Second Hand and Used Truck (maximum 3 years)
Home Loan
- House & Lot Purchase/Acquisition
- House Construction/Renovation
- Refinancing/Take Out from Banks
- Loan amount Up to P 5,000,000.0
- Minimum of 1 year
- Maximum of 15 years for House and Lot Acquisition, Construction and Refinancing
- Maximum of 5 years for House Renovation
SME Loan
- For Working Capital in Business
- Additional Facilities & Equipment
- Commercial Building Construction
- Additional Stocks & Inventories
- Others Business related purposes
- Loan Amount Based on Bank’s Single Borrower’s Limit
- Micro ( Up to 3 Million)
- Small ( > 3 Million to 15 Million)
- Medium ( > 15 Million to 100 Million)
- All Enterprises with total assets of more than 100 Million shall be called LARGE ENTERPRISES.
Jewelry Loan
- Loan amount up to P 300,000.00
- At Maturity or Lump sum
- No service charge
Loan Against Hold-out on Deposits
- For Working Capital
- For Livelihood loan
- Loanable Amount 90% of the face value of CTD
- Up to One (1) year
OFW's and Seaman's Loan
- For Working Capital
- For Livelihood loan
- Other Providential Needs
- Loan amount up to P 1,000,000.00
- Maximum 5 years
Consumer's Loan
- For Any Providential Needs (Education,Hospitalization, Purchase of Appliances, Etc.)
- Loan amount Up to P 1,000,000.00
- Maximum of 5 years
Travel Loan
- For Visa Application
- minimum P 100,000.00
- maximum P 2,000,000.00
- maximum 1 year
