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Empowering your financial journey with MCCB Deposits Products, Loans and Credit Services

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Savings Account

Opening amount of P100, earns 0.375% p.a.

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Current Account

Opening amount of P5,000, earns 0.125% p.a

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ATM Account

Opening amount of P100, earns 0.375% p.a.

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Time Deposit

MCCB Time Deposit is an investment that provides a higher interest rate at a specified future date.

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Payroll Servicing Facility

MCCB is a payroll servicing facility which provides services such as distribution of the payroll and other payroll-related services of the partnering agency via MCCB ATM Card Facility.

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Agricultural Loan
  • For Agricultural related business and crop production.
  • For Equipment's and Machineries
  • For Additional Capital
  • For Agri-industrial
  • For Farm improvements
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Auto/Truck Loan
  • For Purchase of Brand New & Secondhand Vehicles and Trucks for Personal & Business Use
  • Loan amount up to P 3,500,000.00
  • Brand New Truck ( maximum 5 years)
  • Second Hand and Used Truck (maximum 3 years)
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Home Loan
  • House & Lot Purchase/Acquisition
  • House Construction/Renovation
  • Refinancing/Take Out from Banks

  • Loan amount Up to P 5,000,000.0
  • Minimum of 1 year
  • Maximum of 15 years for House and Lot Acquisition, Construction and Refinancing
  • Maximum of 5 years for House Renovation
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SME Loan
  • For Working Capital in Business
  • Additional Facilities & Equipment
  • Commercial Building Construction
  • Additional Stocks & Inventories
  • Others Business related purposes

  • Loan Amount Based on Bank’s Single Borrower’s Limit
  • Micro ( Up to 3 Million)
  • Small ( > 3 Million to 15 Million)
  • Medium ( > 15 Million to 100 Million)
  • All Enterprises with total assets of more than 100 Million shall be called LARGE ENTERPRISES.
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Jewelry Loan
  • Loan amount up to P 300,000.00
  • At Maturity or Lump sum
  • No service charge
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Loan Against Hold-out on Deposits
  • For Working Capital
  • For Livelihood loan
  • Loanable Amount 90% of the face value of CTD
  • Up to One (1) year
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OFW's and Seaman's Loan
  • For Working Capital
  • For Livelihood loan
  • Other Providential Needs
  • Loan amount up to P 1,000,000.00
  • Maximum 5 years
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Consumer's Loan
  • For Any Providential Needs (Education,Hospitalization, Purchase of Appliances, Etc.)

  • Loan amount Up to P 1,000,000.00
  • Maximum of 5 years
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Travel Loan
  • For Visa Application

  • minimum P 100,000.00
  • maximum P 2,000,000.00
  • maximum 1 year